Should You Drive Your Car After an Accident?

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bumper dentSo, you've been rear-ended, leaving your bumper and trunk dented. After making sure everyone's okay and exchanging insurance details, you notice the car still seems to run fine. But here’s the thing—just because it drives doesn’t mean it’s good to go without further checks. Let me break it down for you.

Financial Consequences

Now, picture this: you're still paying off your car loan, meaning the bank technically owns the car until you clear the balance. Even though you might be tempted to avoid fixing it, doing so could land you in hot water. The bank expects you to maintain the car in pristine condition, so skipping necessary repairs could lead to trouble. If you don't fix it and claim the insurance money instead, you might face accusations of insurance fraud. And when it's time to return the car, the leasing company will likely require all damages to be fixed anyway.

On top of that, your insurance provider keeps a record of everything. So, if you get into another accident later, they might reduce any settlement payouts based on the pre-existing damage. Plus, not addressing the issue now could hurt the car's resale value in the future. Potential buyers might shy away from purchasing a car that needs major repairs, even if you manage to sell it privately.

Hidden Damage Risks

Here’s something important to consider: just because the damage looks minor doesn’t mean it is. A seemingly simple dent could affect critical safety components beneath the surface. Many people assume that cosmetic damage isn’t serious enough to warrant insurance coverage, but that’s not always true. Damaged bumpers or lights can compromise your car's functionality.

Ask yourself these questions:

  • Can your side mirrors provide a clear view behind the car?
  • Is the hood intact, or is it bent in a way that could fly up during driving?
  • Do your door handles work from both inside and outside?
  • Are your doors opening and closing smoothly?
  • Is there any visible or noticeable fluid leakage, like antifreeze?
  • Are your wheels properly aligned?
  • Is your windshield cracked or chipped beyond repair?
  • Is the bumper hanging loose, or are any other parts dangling?
  • Are all your lights fully operational?

If you answer “no” to more than one of these questions, then your car shouldn’t be on the road until those issues are addressed.

Potential Safety Hazards

Your car might be moving, but if it fails a safety inspection, you’re asking for trouble. Driving with problems like excessive emissions, misaligned headlights, or malfunctioning taillights increases the risk of getting pulled over. Headlamps and taillights play a crucial role in ensuring safe driving conditions:

  • A broken headlamp reduces your car’s visibility, making it harder for others to spot you, especially at night.
  • Cracked or missing lenses let moisture seep into your car’s electrical system, which can corrode parts and cause bulbs to burn out faster.
  • After an accident, headlamps might shift out of alignment, causing them to shine in the wrong direction. This could blind oncoming drivers or leave you driving in near darkness.

If your car isn’t ready for a safety inspection, it’s best to keep it parked until you can get it fixed.

Need help assessing post-collision damage or getting your car repaired? DaSilva’s Auto Body is here for you. Give us a call at our Naugatuck location to schedule an appointment today.

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