In the event of a minor accident, as long as the driver has a smartphone with Internet access, it can achieve rapid processing such as online responsibility and loss. The Municipal Traffic Management Bureau announced yesterday that the first accident in China, the mobile phone APP "accident e processing" will be trialed on the 13th. At 7:00 am to 7:00 pm every day, drivers who have accidents in Zhongguancun and Shahe can use the APP to handle the accident. The app will be promoted in the city as soon as possible in July.
□Publishing APP can realize small accidents. Yesterday, the traffic accident quick-cleaning technology system and the “accident e-processing” mobile APP jointly developed by the Municipal Traffic Management Bureau, Beijing Insurance Regulatory Bureau and Beijing Insurance Industry Association were released. According to reports, APP software through the fast-and-fast technology system to upload accident photos, online responsibility, online damage, online insurance companies report.
Sun Baoqing, director of the accident department of the Municipal Traffic Management Bureau, said that “accident e handling” is the first traffic accident app in China. It applies the same range of accidents as the “fast track” and is used for motor vehicles that occur on the roads of this city. A traffic accident that causes only a loss of vehicle or a minor injury, and the vehicle can move, that is, a "small accident."
□ Focus 1 Traffic Police Remote Auditing Anyone who has a “small accident” on the scene photo can follow the navigation of the APP application, take photos of the scene that meet the requirements, and upload it to the fast-cleaning technology system platform.
“The traffic police will remotely check whether the uploaded photos meet the requirements. After the review, the system will send a 'pass page' and remind the car; if the review fails, the driver will be reminded which photo needs to be retaken for any reason.” Beijing Insurance Li Feng, deputy secretary general of the industry association, said that the uploaded photos are based on the accident situation, usually 9 photos. If it is a simple accident, the number of photos can be less.
There are only three kinds of accident liability determinations in the "fast place", and the quick application APP has only three kinds of responsibility determinations: full responsibility, no responsibility and same responsibility. The parties can determine the responsibility of the accident on their own. If the self-consultation fails, the special team of the traffic committee can determine the responsibility of the accident remotely through the accident image data, and send the responsible opinions to the parties to the accident through the mobile APP.
2 After the responsibility is determined, the accident vehicle must be moved. If the party concerned approves the remote responsibility, the insurance company will report the case and determine the damage according to the mobile APP prompt. If the party involved does not recognize the remote responsibility, the traffic police can wait for the traffic police to go to the scene for processing. However, since the scene of the traffic accident has been “collected”, the driver must move the vehicle away from the place that does not affect the traffic. If the vehicle is not evacuated, the traffic control department may impose on-site or off-site punishment. According to the regulations, if you do not move the vehicle in time to cause congestion, you can be fined 200 yuan.
3 Reporting to the insurance company with the APP The driver can also report to the insurance company online through the mobile phone APP. The insurance company can realize online online loss by verifying the accident time, image, GPS positioning and other information in the fast-cleaning technology system platform according to their respective authorities. "Whether reviewing photos, or fixing responsibility and determining damage, it is done in real time, which can effectively shorten the time for the parties to deal with accidents and claims." Li Feng said that the trial software will be launched, and the stress test can meet 100 traffic accidents at the same time. Processing.
On the 13th, Sun Baoqing will be introduced in two regions. The public can download and install the mobile APP through the Beijing Traffic Management Bureau, Beijing Insurance Regulatory Bureau, Beijing Insurance Industry Association website and Beijing Traffic Police Weibo and WeChat. "The trial will be available on the 13th, so the APP will be launched before the 13th. The public can download and register when they arrive." Sun Baoqing said, it is recommended that the public download the software in advance to prevent it. In the event of a minor accident but did not download and install the software in advance, you can call the "122" alarm, and the "122" accident alarm center will push the mobile APP application download link to the alarm person.
Sun Baoqing reminded that the pilot area is only the Zhongguancun Brigade of the Haidian Traffic Detachment and the Shahe Brigade of the Changping Traffic Detachment. It runs every day from 7 am to 7 pm. “The Shahe area is the area with the largest traffic alarms in the city. The Zhongguancun area is the most densely populated area. Therefore, these two areas are used as pilots.” Sun Baoqing said that the system has set up electronic fences, only accidents in the pilot area. Online processing is possible through mobile apps and systems. During the pilot period, once problems are found, they will be revised in time, and then strive to be promoted and used throughout the city in July.
â–¡ Background Last year, congestion alarms were caused by accident traffic control departments. Last year, Beijing traffic jams totaled 330,000 times, including nearly 70,000 accident congestion alarms, accounting for 20.9% of congestion alarms.
As early as 2007, Beijing introduced the “quick place” regulation for small accidents. So far, the “faster” rate accounted for 70%. There are always some drivers who are not willing to take the "quick" accident list, worry about the loss of evidence, and worry about the insurance claims. At the same time as the car owners worry about it, the insurance department is also facing a situation in which various moral hazards such as fraudulent insurance are increasing. The development of the technology upgrade version of the mobile app software for the small accident "quick place" came into being.
"The form of WeChat or video is not used. It is considered that WeChat may not be able to carry a large number of accident handling platforms, and the coverage of video has not yet been highly popular." Mei Bingsong, deputy director of the Municipal Traffic Management Bureau explained that real-time uploading via mobile phone Photos have valid evidence preservation and insurance claims can be made in real time.

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